Step-by-Step Guide: How Malaysian Students Can Own the Latest iPhone with Instalment Plans
Published on April 26, 2024
Are you a Malaysian student dreaming of owning the latest iPhone 15 models? With Chailease instalment program at senQ, that dream can become a reality! In this blog post, we'll explore how you can get your hands on the newest iPhones without breaking the bank.
What is the Chailease Instalment Program?
Chailease Paylater is a program that allows anyone to own new iPhone by making affordable monthly payments over 36 months. It's perfect for students who may not have the funds to purchase an iPhone outright.
How Can Students Qualify for the Chailease Program?
Malaysian students aged 18-25 years can easily qualify for the Chailease program. It's perfect for those without a steady income, as no payslip is required. No guarantor or collateral is necessary, with maximum loan limits of RM4,000, extendable to RM6,000 with optional documents.*
*Terms and conditions apply. Instalment plans may change without prior notice, and are subject to approval by Chailease Berjaya Credit Sdn. Bhd
What iPhone 15 Models Are Available Through Chailease?
senQ offers the entire iPhone 15 series through the Chailease program, including:
You can also opt for older models like the iPhone 14 and 14 Plus if you're looking for a more affordable option.
How Much Will I Pay Each Month?
The monthly instalment amount depends on the iPhone model you choose. For example, the iPhone could cost as low as RM86* per month over 36 months. That's less than the price of a weekly mamak session with your friends!
*Terms and conditions apply. Prices and instalment plans may change without prior notice, and all instalment plans are subject to approval by Chailease Berjaya Credit Sdn. Bhd.
Can I Trade In My Old iPhone?
Yes! senQ offers a trade-in rebate program that allows you to get credit towards your new iPhone purchase when you trade in an eligible device. This can help lower your monthly instalment amount even further.
What Documents Do I Need to Apply?
- Copy of IC (front and back)
- Physical student ID card
- Optional documents for higher limit (offer letter, semester fee receipt, semester results)
Application Process and Timeline
- No payment required upon application, only RM110 processing fee if approved
- Typical processing time of 1-2 working days to receive merchant contact.
How Do I Apply?
Applying is a simple 4-step process:
- Fill in your information and complete the application form
- Chailease performs verification and credit assessment.
- Applicants will receive notification once the application is approved.
- Successful applicants visit a senQ store to sign the agreement and pick up their new iPhone.
Where Can I Find My Nearest senQ Store?
With more than 30 locations throughout Malaysia, you're sure to find a senQ store near you. Use their store locator to discover the nearest one for picking up your iPhone once the agreement is signed.
Monthly Payments and Late Fees
- Two repayment options: auto-debit from bank account or manual pay via JOMAUTO app
- Advice to pay before due date to avoid late charges
- Ability to pay via online banking
- Mandatory auto-debit enrollment before collecting device
Key Takeaways
| Points | Details |
|---|---|
| Program | Chailease Paylater instalment plan at senQ |
| Eligibility | Malaysian students aged 18-25 years |
| Payment | As low as RM86/month* for 36 months |
| Trade-In | UAvailable for additional rebate |
| Application | 4 simple steps (apply, verify, approve, sign) |
| Processing Time | 1-2 working days to receive merchant contact |
| Late Fees | Applicable if payment made after due date |
| Auto-Debit | Mandatory enrollment before collecting device |
*Terms and conditions apply. Prices and instalment plans may change without prior notice, and all instalment plans are subject to approval by Chailease Berjaya Credit Sdn. Bhd.
Conclusion
Chailease instalment program at senQ offers an incredible opportunity for Malaysian students to own the iPhone 15 models without the burden of a large upfront cost.
With affordable monthly payments spread over 36 months, no guarantor or collateral requirements, and the ability to trade in your old device for additional savings, this program is designed to make the latest Apple technology accessible to students across the country.
By following the simple 4-step application process and providing the necessary documents, eligible students can quickly be on their way to enjoying their new iPhone 15. over 30 senQ locations throughout Malaysia, picking up your device once approved is convenient and hassle-free.
Don't let financial constraints hold you back from experiencing the best that Apple has to offer. Visit your nearest senQ store or check out their website to learn more about the Chailease instalment program and start your journey towards owning the iPhone 15 today!
